/v1/rate: control fields route the request, and every other top-level field is treated as a rating factor. POST /v1/quote requires program_type/programType in the body. POST /v1/quote/{productType} can omit it because the product type is supplied by the path.{
"program_type": "BOP",
"class_code": "restaurant_fullservice",
"business_name": "Acme Cafe LLC",
"mailing_zip": "43215",
"mailing_state": "OH",
"employee_count": 5,
"annual_revenue": 250000,
"effective_date": "2026-05-15",
"coverage": {
"glLimit": 1000000,
"bppLimit": 50000
}
}