PolicyFull

{
    "policyId": "2f5573e6-5ba4-48f2-a75d-df99c936463b",
    "policyNumber": "26043HJRJTL",
    "status": "pending",
    "productTypeCode": "BOP",
    "createdAt": "2019-08-24T14:15:22.123Z",
    "firstEffectiveDate": "2026-05-15",
    "program": {
        "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
        "name": "Business Owners Policy",
        "code": "COTERIE-BOP",
        "type": "BOP",
        "slug": "coterie-bop"
    },
    "carrier": {
        "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
        "name": "Coterie Insurance",
        "code": "coterie",
        "carrierPolicyId": "f108c254-3161-48fa-be91-bfcc5d500f61"
    },
    "term": {
        "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
        "termNumber": 1,
        "termType": "new",
        "status": "pending",
        "effectiveDate": "2026-05-15",
        "expirationDate": "2027-05-15",
        "boundAt": "2019-08-24T14:15:22.123Z",
        "issuedAt": "2019-08-24T14:15:22.123Z",
        "finalizedAt": "2019-08-24T14:15:22.123Z",
        "cancelByDate": "2019-08-24",
        "cancelledAt": "2019-08-24T14:15:22.123Z",
        "cancellationReason": "string",
        "paymentGraceDays": 14,
        "premium": 300,
        "endorsementsTotal": 0,
        "fees": 65,
        "taxes": 0,
        "total": 365,
        "currency": "USD",
        "billingFrequency": "annual",
        "paymentMethod": "string",
        "renewalType": "renewable",
        "renewalFrequency": "annual"
    },
    "customer": {
        "entityId": "156e622c-6cdf-4c27-9bc9-2f2db69919f5",
        "firstName": "string",
        "lastName": "string",
        "name": "Maria Santos",
        "email": "string",
        "phone": "string"
    },
    "seller": {
        "entityId": "156e622c-6cdf-4c27-9bc9-2f2db69919f5",
        "name": "Johnny Nguyen — Coastal Brokers",
        "email": "string"
    },
    "insureds": [
        {
            "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
            "isPrimary": true,
            "relationship": "named_insured",
            "firstName": "string",
            "lastName": "string",
            "entityName": "string",
            "entityType": "llc",
            "email": "string",
            "phone": "string",
            "sortOrder": 0
        }
    ],
    "locations": [
        {
            "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
            "locationNumber": 1,
            "isPrimary": true,
            "street": "123 Pacific Coast Hwy",
            "city": "Irvine",
            "state": "CA",
            "zip": "92617",
            "country": "US",
            "locationType": "string",
            "squareFootage": 0,
            "yearBuilt": 0,
            "hasSprinklers": true,
            "buildingLimit": 0,
            "bppLimit": 0,
            "buildingDeductible": 0,
            "bppDeductible": 0
        }
    ],
    "endorsements": [
        {
            "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
            "endorsementKey": "hiredAndNonOwnedAutoCoverage",
            "endorsementName": "Hired & Non-Owned Auto",
            "isMandatory": true,
            "premiumChange": 0,
            "fieldValues": {
                "property1": "string",
                "property2": "string"
            },
            "sortOrder": 0
        }
    ],
    "coverages": [
        {
            "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
            "coverageCode": "general_liability",
            "coverageLabel": "General Liability",
            "coverageType": "base",
            "limitAmount": 1000000,
            "deductibleAmount": 0
        }
    ],
    "documents": [
        {
            "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
            "documentType": "policy_jacket",
            "label": "Policy Document",
            "url": "https://api.coterieinsurance.com/documents/policy-f108c254.pdf",
            "source": "rendered",
            "version": 1
        }
    ],
    "events": [
        {
            "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
            "eventType": "term_activated",
            "previousStatus": "pending",
            "newStatus": "active",
            "triggerSource": "api",
            "reason": "string",
            "createdAt": "2019-08-24T14:15:22.123Z"
        }
    ],
    "paymentStatus": "unpaid",
    "termsStatus": "unaccepted",
    "payNowUrl": "https://pay.inf.plans.com/p/11111111-1111-1111-1111-111111111111"
}