ProgramDetail

{
    "id": "c70f27d4-0f63-443c-b210-5dd3c0dd52d5",
    "code": "INF-ELITE-X",
    "name": "Infinite Risk Travel Elite X",
    "productType": "BOP",
    "carrier": {
        "id": "a1b2c3d4-0000-0000-0000-000000000001",
        "name": "Crum & Forster SPC"
    },
    "ratingMethod": "factor",
    "isActive": true,
    "endorsements": [
        {
            "id": "e1a2b3c4-0000-0000-0000-000000000011",
            "key": "ame_rider",
            "name": "Accidental Medical Expense Rider",
            "isIncluded": false
        }
    ],
    "options": [
        {
            "key": "plan_max",
            "label": "Coverage Maximum",
            "type": "select",
            "values": [
                50000,
                100000,
                150000,
                200000
            ]
        }
    ],
    "terms": [
        {
            "id": "t1a2b3c4-0000-0000-0000-000000000021",
            "key": "tos",
            "title": "Terms of Service",
            "version": "3.2",
            "isRequired": true
        }
    ],
    "formSections": [
        {
            "id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
            "sectionKey": "business_info",
            "sectionName": "Business Information",
            "description": "string",
            "sectionType": "form",
            "fields": [
                {
                    "key": "employee_count",
                    "label": "Number of Employees",
                    "type": "text",
                    "isRequired": true,
                    "placeholder": "e.g. 5",
                    "helpText": "Full-time and part-time employees combined.",
                    "options": [
                        {
                            "value": "string",
                            "label": "string"
                        }
                    ],
                    "displayOrder": 2
                }
            ],
            "displayOrder": 1,
            "isRequired": true,
            "statesInclude": [
                "CA",
                "NY",
                "TX"
            ],
            "statesExclude": [
                "AK",
                "HI"
            ]
        }
    ]
}